Tiffany Pesonen's Blog
If you live in California and are looking for a new hobby or way to contribute to the environment, gardening could be perfect for you. The weather certainly is ideal throughout the whole year, allowing for favorable conditions for growing. If you’re a beginner, don’t fret because every gardener has to start somewhere. The guide below can help you to learn all of the basics of gardening.
Once you get your garden started, you’ll be able to enjoy delicious vegetables along with the sights of pretty flowers and plants. You’ll also have some self-satisfaction knowing that you achieved a new goal.
You’re bound to get your hands dirty when you begin to garden. Digging in the dirt can be quite fun! You’ll also get some fresh air and exercise by default.
If you’re planting vegetables, you’ll need to dig by hand. The dirt should be mixed well and firmly packed around the vegetables themselves. It’s essential to pack the soil tightly once the vegetables have been planted in the ground.
When you begin gardening, you’ll quickly realize that your hands will be your most prized tool.
Choose Your Fertilizer And Soil
Once you start gardening, you’ll see that you have a preference for the types of soil and fertilizer that you use. The kind of soil depends on the type of fertilizer. The important thing is that you’re nourishing your soil with some form of organic material. If you see worms, you’re on the right track with your gardening. Worms help to keep the soil healthy and flowing. Think of worms as living fertilizer.
If you’re going to become a gardener, you’re going to need a device for regular watering. If you’re just starting out a watering can will be perfect. This serves as a reminder for regular watering and allows you to measure how much water you’re giving your plants and crops. Watering cans help you to spread the water evenly over the desired area. The best way to tell if you’re watering your plants correctly is to feel the soil and see if it feels most. Dry soil will need some attention. Keep in mind that some plants may need to be watered twice a day in dry conditions.
All plants need the sun to perform photosynthesis to grow. If you plant in a shady area, your plants may not thrive. Be mindful of where you place your plants and crops in relation to the amount of sun your yard gets.
With these simple tips, you’ll be off to a great start in gardening at your California home.
Filling out a mortgage application may prove to be a long, arduous process, particularly for those who are buying a house for the first time. Lucky for you, we're here to help you dot the I's and cross the T's on your mortgage application to ensure you can quickly and effortlessly acquire your dream house.
Now, let's take a look at three tips to help you prepare your mortgage application.
1. Be Diligent
A mortgage application may appear daunting at first. The application may include several pages of questions, and you may have only a limited amount of time to finalize your submission.
When it comes to completing a mortgage application, it generally pays to be diligent. If you answer each mortgage application question to the best of your ability, you likely will have no trouble moving forward with your home purchase.
2. Avoid Guessing
If you're uncertain about how to respond to certain mortgage application questions, there is no need to guess. Instead, search for the information that you need to provide a comprehensive response. This will help reduce the risk of encountering potential problems down the line that otherwise could slow down your home acquisition.
Remember, guessing on a mortgage application probably won't do you or your lender any favors. But if you allocate the necessary time and resources to understand mortgage application questions and provide thoughtful responses, you can minimize the risk of application errors.
3. Ask Questions
Completing a mortgage application sometimes can be tricky. Fortunately, a lender employs mortgage specialists who are happy to respond to your application concerns or questions at any time.
If you're unsure about information that is requested on a mortgage application, don't hesitate to reach out to a lender's mortgage specialists for help. These specialists possess extensive mortgage expertise and can help you complete a mortgage application.
Furthermore, mortgage specialists can offer insights into a wide array of mortgage options. These specialists can explain the differences between fixed- and adjustable-rate mortgages and enable you to select the right mortgage option based on your financial situation.
As you prepare to buy a house, you may want to consult with a real estate agent as well. In fact, with a real estate agent at your side, you can seamlessly navigate the homebuying process.
A real estate agent understands exactly what it takes to acquire a house, regardless of the finances at your disposal. This housing market professional can set up home showings, help you submit offers on houses and ensure you can purchase a residence that matches or exceeds your expectations. And if you need help getting a mortgage, a real estate agent may even be able to connect you with the top lenders in your city or town.
Ready to move forward in the homebuying journey? Use the aforementioned tips, and you can finalize a mortgage application and secure the financing that you need to acquire your ideal residence.
A home showing may play a key role in your ability to sell your house. If a showing is successful, a buyer may submit an offer in the hours or days that follow. On the other hand, if a home fails to impress during a showing, a buyer likely will continue to search for the perfect residence.
It can be easy to ensure that a home showing is successful. Now, let's take a look at three steps that home sellers can follow to increase the likelihood of a successful showing.
1. Clean Your Home
A neat, tidy home is likely to make a positive first impression on potential buyers. Therefore, you should allocate the necessary time and resources to clean your home from top to bottom prior to a showing.
Mow the front lawn, trim the hedges and perform assorted home exterior maintenance. That way, you can instantly boost your house's curb appeal.
Also, wipe down countertops, vacuum carpets and complete various home interior maintenance. By doing so, you can guarantee that potential buyers will like what they see as soon as they walk through your home's front door.
2. Remove Personal Belongings
The goal of a home showing is to help a potential buyer envision what life would be like if he or she purchases your house. As such, you'll want to take down artwork, photographs and any other personal belongings before a home showing. Because if you keep these items on display, it may be tough for a buyer to picture himself or herself as the owner of your home.
Don't forget to eliminate as much clutter from your home as possible too. If you put excess items in storage or sell or donate these items, you can cut down on clutter and show off the true size of your residence.
3. Be Flexible
After you perform extensive home interior and exterior cleaning and remove myriad personal belongings from your residence, it may be only a matter of time before a home showing is scheduled. If you remain flexible, you can boost your chances of hosting as many home showings as possible.
There is no telling when a prospective buyer will want to check out your residence. Thus, if you maintain your flexibility, you'll be ready to leave your house at a moment's notice to accommodate a buyer's request for a showing.
After a home showing, you may receive buyer feedback as well. If a buyer leaves negative feedback about your residence, there is no need to worry. Use this feedback to identify and address problem areas in your house, and you can guarantee that future home showings hit the mark with buyers.
Lastly, if often helps to work with an expert real estate agent when you sell your house. This housing market professional is happy to help you get ready for a home showing and will offer honest, unbiased home selling recommendations. As a result, a real estate agent can help you get the best possible results throughout the home selling process.
As a first-time home seller, it is important to avoid shortcuts. By doing so, this home seller may be better equipped than others to reduce the risk of accepting a "lowball" offer on his or her residence.
A lowball offer is something that every home seller would like to avoid. Yet a home seller who lacks real estate knowledge and insights may struggle to identify a lowball offer, particularly if he or she is listing a residence for the first time.
Ultimately, there is no need for a first-time home seller to settle for a lowball offer. Lucky for you, we're here to teach you how to identify a lowball offer in any real estate market, at any time.
Now, let's take a look at three tips to help a first-time home seller identify and address a lowball offer on his or her residence.
1. Learn About the Housing Market
The housing market often fluctuates, and a real estate sector that favors home sellers today may morph into one that favors homebuyers tomorrow. As such, a first-time home seller should allocate the necessary time and resources to monitor real estate market patterns and trends closely.
To learn about the housing market, it is essential to analyze available houses in your city or town. Furthermore, don't forget to assess available houses that are similar to your own.
Housing market data can provide pivotal insights that a home seller can use to stir up substantial interest in his or her residence. Plus, these insights can help a home seller establish a competitive price for a home, thereby reducing the risk of receiving a lowball offer on his or her house.
2. Understand Your Home's Value
For first-time home sellers who want to avoid lowball offers, a home appraisal is ideal. In fact, a home appraisal can make it simple for a first-time home seller to understand what his or her property is worth based on its current condition.
As part of a home appraisal, a property inspector will assess a house both inside and out. After the appraisal is completed, the inspector will provide a home seller with a report that outlines his or her findings. Then, a home seller can use the report findings to review a house's strengths and weaknesses and complete home improvements as needed.
A home appraisal can help a home seller uncover ways to bolster a house's interior and exterior. In addition, the appraisal can provide insights that highlight a home's true value and help a home seller minimize the risk that he or she will accept a lowball proposal.
3. Collaborate with a Real Estate Agent
A first-time home seller may be uncertain about how to proceed with an offer. Fortunately, real estate agents can provide unparalleled insights into the housing market and help home sellers make informed decisions.
In most instances, a real estate agent is happy to discuss an offer with a home seller. This housing market professional can offer honest, unbiased home selling recommendations to ensure a home seller can differentiate between a lowball offer and a strong proposal as well.
Avoid the danger of accepting a lowball offer on a residence – use the aforementioned tips, and a first-time home seller will be better equipped than ever before to accept the best proposal for his or her house.
At it’s best, packing and moving your things when you buy a new home is a lot of work. At its worst, it can be downright dangerous if you aren’t careful when lifting and moving heavy items.
A necessary evil of moving to a new home, packing is probably the least favorite part of moving for your average homeowner. However, there are ways you can make this process easier, saving you time and ensuring that decorating your new homes is a simple and satisfying task.
In today’s post, I’m going to run down the list of 5 packing and moving tips to help make your move faster and easier than you thought possible.
1. Cleaning and decluttering
One of the best times to clean out your home is leading up to a move. First, if you’re selling your old home, it will pay off to make the house as clean and uncluttered as possible to attract potential buyers. However, you’ll also likely find that there is a lot of junk that you simply don't need to bring to your new home.
When packing each room, keep a garbage bag with you for things you might want to donate or throw away. A good rule of thumb is to ask yourself if you’ve used or appreciated the item in the last two years. If not, you might find that it’s easier just to get rid of.
2. Schedule your packing
There are some items in your home that you’ll want available up until the day you move. Others you might not need for weeks or months until after you’ve settled into your new home. You can lessen your workload by spreading out your packing process across the span of a month or so, tackling a few items each week.
A good example of planned packing is to start packing your seasonal clothing that you won’t need until the next winter or summer.
3. Have someone carry away your old junk
If you have bulk items or furniture that you plan on getting rid of, put them on Craigslist or call a donation center with pick-up a month in advance of your move. This will help you get rid of large items without ever having to leave your home.
4. Hiring movers
Hiring movers might be out of some new homeowners’ budgets. However, there are certain times of the week that you can get lower prices. Movers are typically the busiest on the weekend, often making weekdays a more affordable alternative.
5. Find your local box stockpile
There’s typically no need to spend money on boxes if you give yourself enough time to find a good supplier. Some grocery and department stores will give away their boxes for free because you’re saving them on recycling costs.
Another good option is your local liquor store who probably has several empty wine and beer cases to give away.